What Is Chase Sapphire?

The Chase Preferred Card for Regular and Ophthalmic Travelers

The Chase Preferred card can be used for both regular and occasional travelers. It comes with a low annual fee, a high sign-up bonus, a useful rewards and bonus structure, and some useful travel protections and perks. 100,000 points is equal to $1,000 if you redeem for cash.

The 25% extra on the card is offered when you use your points to book travel through Chase Ultimate rewards or cover past purchases. You can transfer your points to certain hotel and airline rewards programs at a one-to-one value if you have 1,000 or more points. If you have any other Chase cards, you can consolidate your rewards onto your Sapphire Preferred card and then transfer them to another rewards program.

You can transfer your points to 13 partners with the Chase Sapphire Preferred. When you use both cards together, you get more opportunities since they offer different types of perks. Even without considering the benefit of the airport lounges, you can see how the Reserve could be more valuable for big spenders.

Chase Pay Yourself Back Program

80,000 UR points are worth $1K when redeemed for eligible purchases through Chase Pay Yourself Back program. You can redeem it for travel via the Chase Ultimate rewards portal. You get 1.25 cents per point for your Ultimate rewards.

If you have a Chase credit card, you can maximize the value of your Ultimate rewards. You can combine points to get 1.5 cents per point value if you do that. The 80,000 points bonus from the Chase Reserve and the Sapphire Preferred program is now worth over $1 million.

If your application is denied, you may want to call the reconsideration line. Call to reach a representative. There are many denials that change into approvals.

It is easier to get approval for a personal credit card. The Chase Reserve is not easy to get qualified for. You need to have good credit to do that.

The Chase Preferred credit score requirement is higher than the Reserve card. The Chase cards earning Ultimate rewards are a perfect companion to the Chase Sapphire Preferred. The Ultimate rewards points can be accumulated by moving points to hotel and airline partners.

The Chase Sapphire Preferred: A Travel Rewards Card with Primary Car Insurance Coverage

Unlike most travel rewards cards, the coverage you receive with the Chase Sapphire Preferred is primary car insurance coverage, which means you don't have to file an insurance claim with your own auto insurance company first for coverage to be valid. The trip delay reimbursement pays for expenses that are not paid for by the common carrier. The delay must be more than 12 hours.

If your baggage is delayed more than 6 hours, you could receive up to $100 per day for up to 5 days for the cost of your luggage. Lost Luggage coverage will pay to repair or replace luggage and personal items lost, up to $3,000 person, per trip. Taking a few minutes to read through the trip protections offered on the Chase Sapphire Preferred will give you enough coverage to satisfy your trip protection requirements.

Before you travel, you should review the card benefit coverages and purchase travel insurance to fill in any gaps. The Chase Sapphire Reserve is a travel rewards card that comes with benefits such as complimentary worldwide lounge access, travel statement credits, elevated earnings on travel and dining, and 50% more value when redeemed Ultimate Rewards points for travel. If you want more travel benefits, are comfortable paying a higher annual fee, and can use the travel benefits that come with the Chase Sapphire Reserve, it is possible to move.

Yes. You can purchase your trip with either a part or full amount with your Chase card, Ultimate rewards points or combination of the two. Hello Jean.

That sounds like a great trip. The trip cancellation and interruption insurance that comes with the card only covers limited reasons for the disruption in order to receive a benefit. It would not be covered as a covered reason to not go.

Use Chase Ultimate Rewards Points to Book Travel in Europe

You can use your Chase Ultimate rewards points through the travel portal at a rate of 1.25 cents per point, which is useful when there are cheap cash flights available. If you travel all the way to Europe, Asia, or even Australia, you might want to see more than one amazing city. British Airways can be used to hop around from city to city on several continents without using cash.

British Airways has some of the better redemption rates for both economy class and business class when flying within Asia and Europe, so if you fly more than 650 miles, you can still find some great value with British Airways. One of the easiest ways to travel to Europe is with United MileagePlus miles. You can book a round-trip economy class award ticket to Europe with 60,000 Ultimate rewards transferred to your United account.

The Park Hyatt is a favorite among many because of its amazing view of the Opera House and the Harbour. The rooms are amazing and the service is top-notch, but you get a fantastic view and that's all. There are many ways to use the sign-up bonus.

There are many more ways to redeem Ultimate Rewards points. When booking travel through Chase, your points are worth 1.25 cents per point if you have the Chase Sapphire Preferred card. The Chase Sapphire Reserve card will give you 1.5 cents per point.