What Is Entertainment Insurance?

Entertainment Risk Insurance Policies

Any event can be covered by entertainment risk insurance policies. Partnering with an insurance expert will help you get a custom solution at the lowest price. Standard policies can keep your costs low while still covering your risk factors.

Third-party claims are very common in the entertainment business. Businesses can protect themselves from third-party claims by purchasing general liability insurance. You can reduce the financial burden of third-party claims and legal expenses with sufficient general liability coverage.

Risk-taking is a part of the job in the entertainment business. Entertainment is all about engaging your audience. It is important to manage and mitigate risks to avoid hurting your business, but it is also essential to keep your business fresh and competitive.

Getting Commercial Insurance for an Entertainment Company

Being an entertainer or a performer is a big responsibility and one that is not free of risks. There are many similar dangers that other professionals face in your industry, and there are also unique risks that are unique to your industry. If you're an entertainer, you're in charge of your business.

You are responsible for any accidents that may occur. Depending on the type of work you do, where you are located, and whether or not you have a staff, the type of insurance you need depends on that. Do you entertain at local fairs, festivals, special events, private parties, convention or tradeshow booths?

To find out what type of coverage you need, speak to a reliable agent who specializes in commercial insurance. Independent contractors who entertain at local fairs, festivals, special events, private parties, convention, or trade show booths can get entertainers and performers insurance. The entertainer or performer has liability protection provided by the coverages.

If you cause damage to another person's property or hurt someone during your act, you will be covered by the Entertainers and performers insurance policy. Any claims resulting from your act will come from your own pocket. To find out how much you should invest in commercial insurance, speak to an experienced broker.

Maybe you have a great idea for a product or service that will appeal to your local area. You have risks if you have a business. It can be difficult to keep a business going when there are unexpected events and lawsuits.

A Comparison of Film Production Insurance Policies

Film production insurance polices usually do not cover injury on set, but polices can be added on. The insurance policy for a feature film shooting underwater would vastly differ from the policy for a commercial shoot on a used car lot. When it comes time to shoot, things can go wrong, even if you are prepared.

Entertainment insurance is an important tool to protect against risks that can occur before, during, or after production. Without a film production insurance policy, you can be sued in both criminal and civil courts. Not taking care of your cast and crew is not good.

It is important to choose a broker who is dedicated to customer service. It is helpful to have a broker who can help navigate the permit process, update and change policy details, and help producers navigate the process. Flexibility is built in to a great policy.

If you shoot on sound stages, you need a policy that you can add onto and a broker who can facilitate that, because you may shoot in cold temperatures. It's why most annual production insurances allow you to add-ons. Getting the best deal on film production insurance is a matter of discussion with your entertainment broker, who can help you understand the pros and cons of different entertainment insurance carriers.

If you want to know if you are over or under insured or at coverage limits that are appropriate for your project size, you need a broker who can show you how your production fits into the market. Both insurance and payroll affect your ability to run your productions. Vendors that can adapt to your ever changing needs are the ones you need.

Concert Event Insurance

Concert event insurance can protect you and give you peace of mind knowing you, your crew, the concert workers and the fans will be covered if an accident or unforeseen problem occurs. You can buy insurance for a single concert or a yearly policy for a series of events. Liability coverage protects you if a third party is injured during the event, or if the third party property is damaged and you are responsible.

The benefit of the coverage must outweigh the cost of the policy. Concert event insurance is a good way to protect yourself against many risks, from liability issues to property damage, medical emergencies concert cancellation and more. An independent agent can help you compare multiple concert insurance options and prices so you can choose the one that suits you.